Company Financials & References

References

Our references define who we are as they speak volumes of our integrity and attention to the minute details of keeping both our lenders and borrowers happy. Over one-half of our serviced clients come from referrals of existing clients. To each, we humbly say, "Thank You!" To our prospective clients, we welcome you and look forward to being of service.

Banks

• Farmers and Merchants Bank

Customers

• Habitat For Humanity Bakersville, CA
• Habitat For Humanity Columbus, OH
• Habitat For Humanity Fayetteville, NC
• Habitat For Humanity Monroe, IN
• Pasco County, FL

Credit Information

It is imperative that your servicing company have an excellent credit rating! This provides you not only with assurances on its ability to make timely credit payments but, also, the ability of management to protect your vital assets under their temporary custody. Multi Financial is very proud that even in these turbulent financial times, it maintains an excellent credit rating as evidenced by the following Dun and Bradstreet information:

Dun and Bradstreet Information

• Improved Rating May 23, 2011
• Paydex Report May 2011
• Predictive Indicators May 2011

State Licensing and Govenment Agencies Approval

For those states requiring licensing, we meet all net worth, surety bonding, criminal background checks, as well as continuing education they require. Multi Financial is proud to indicate they have never had a license revoked. Copies of licenses are always available as well as copies of fidelity and surety bonding, and any other appropriate information deemed pertinent in your decision making. Additionally, due to the nature of the company's priority in servicing affordable housing loans across the country, Multi Financial does not find a need to be approved by government agencies, e.g. FNMA, FHA, HUD, GNMA, VA, etc. However, prospective clients should check to see if other entities have had their own approvals revoked and, if so, when and request specifics as to reasons.

Parent Company Ownership

Multi Financial Services Co., Inc. is a closely held company without ownership by any other outside entity. However, again, in these financial times, "caution is the word of the day!" We urge our prospective clients to request and review D&B reports of your "suitors" to determine if they have outside ownership and/or major investors and if there is outside ownership, don't hesitate to ask for a D&B report on them. In the case of being owned by a banking institution, go to: www.bankrate.com for a very good synopsis of their status. Please don't hesitate to contact Multi Financial's sales staff for assistance in accomplishing this vital part of your due diligence.